What exactly is your interest that is monthly price?
The month-to-month rate of interest on our loans ranges from 1.25per cent вЂ“ 3.75% .
Am I able to access an auto loan being an individual that is self-employed?
Must We have an income account with Union Bank to get into the motor car finance?
How can I discover how much i will be qualified to submit an application for?
It’s usually system encouraged. Head into some of our branches and asked become scored to learn just how much you be eligible for
Just exactly exactly What portion of my earnings is accessed as financing from your own company?
This might be auto-calculated. Nevertheless, your monthly payment cannot exceed 33% of one’s wage.
We have a loan that is personal presently. At just what point could I make an application for a top up?
You will be entitled to a premier up after a couple of months
Do i want a letter of introduction from my manager before getting financing?
Yes a page of introduction/undertaking is necessary from your own manager
I will be a salary earner living outside Nigeria but an account is had by me with Union Bank. Exactly how much loan am I able to get to create up a small business?
You may get a loan that is personal going your wage to Union Bank. Please contact your Relationship supervisor to learn more.
Can a person servicing a loan nevertheless get another loan
Yes, a person could possibly get a top-up loan while servicing a current loan. To qualify, the client will need to have made at the very least 3 repayments without defaulting.
In case a customer loses their task after accessing that loan from your own company, will there be something that can be achieved to make certain payment continuity?
If a person loses their jobs after accessing our loans, the insurance coverage business since the loan is likely to make repayment for some time frequently a few months. The customer is expected to have gotten another job to continue repayment during this period.
What are the loan offerings for brand new clients with an SME account in Union Bank?
Yes, you can find loans for our SME customers too.
If We have a highly skilled loan and mightn’t pay off due to Covid-19, can I apply for the next loan?
It is possible to submit an application for a restructuring or moratorium on your own current loan to make certain that it’s doing.
Can you accept re re re payments in instalments?
What’s the requirements for agricultural loans?
Presently, we try not to offer loans that are agricultural people. You are able to but make an application for a loan that is personal.
Just how can a salary is opened by me account?
Please check out any one of our branches to open up a income account
What’s the period for the payment of that loan with Union Bank?
It is determined by the mortgage loan and amount tenor required
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What exactly is this Privacy Notice for?
Union Bank of Nigeria Plc (вЂњThe BankвЂќ) values your individual Data therefore we are devoted to protecting your privacy when you connect to us. Please look at this Privacy Notice (Notice) to know our policies, procedures and procedures about the processing of one’s data that are personal.
This Notice describes for you just how your individual information is gathered, utilized, handled and moved by Union Bank and in addition describes tips on how to upgrade us and exercise your rights to your Personal Data according regarding the private Data supplied to us.
The private Information that individuals Collect
We gather Personal Data with us, request for further information about our products, fill a form, apply for a job through our website, or subscribe to newsletters on our website that you give to us; for example, when you create an account.
We possibly may additionally immediately gather some technical information whenever you go to our site such as for https://1hrtitleloans.com/payday-loans-sd/ example your internet protocol address, and details about your check out, like the pages you viewed. These records allows us to realize client passions and assists us enhance our site. You look at, and a short text file called a cookie, are downloaded to your computer when you visit our site, the pages that. By visiting and making use of our web site, you accept our usage of Cookies consistent with Union BankвЂ™s policies. To get more information regarding snacks, please read our Cookies Policy available through this website website website website link.
Exactly just What do we make use of your private Data for?
We possibly may process your private Data to keep in touch with further information about our products and how we can serve you better, respond to your purchase orders or requests, process your application for employment with Union Bank or to fulfil our contractual obligations with you with you(including sending marketing or promotional materials to you), provide you. We might additionally process your individual Data to comply with conditions of relevant rules.
Just Exactly Just What Constitutes your Permission?
Where processing of private Data is dependant on permission, we will have the consent that is requisite enough time of collection of the non-public Data. In this respect, you consent towards the processing of one’s Personal Data whenever you access our platforms, or make use of our services, content, features, technologies or functions offered on our site or other platforms that are digital. You can easily withdraw your permission whenever you want but withdrawal that is such maybe perhaps maybe perhaps not impact the lawfulness of processing based on permission offered before its withdrawal.
That do we share your private Data with?
We respect your privacy so we restrict disclosure of one’s private Data to parties that are third. We usually do not offer, offer or trade any private Data that individuals get away from you to virtually any alternative party for information mining or advertising purposes. Nonetheless, we possibly may share service providers to your Personal Data involved by us to offer solutions to Union Bank susceptible to appropriate data protection and security. We possibly may additionally share your details where there was a regulatory or statutory responsibility to disclose such individual information in respect with conditions of relevant regulations.
Protection and Retention of the Personal Data
Your private information is held personal so we remember to maintain your private Data secure, including limiting use of your private Data with us on a need to understand foundation. We need our staff and any 3rd events that carry away any work with our behalf to conform to appropriate safety requirements to safeguard your individual information.
We just simply just take appropriate measures to make sure that your own personal Data is prepared for the minimal period necessary in line with all the purposes lay out in this Notice or as required by relevant guidelines, until an occasion it really is no longer required or doesn’t have usage. As soon as your private Data is not any longer required, we destroy it in a secure and manner that is secure.
Your Legal Rights
Union Bank gathers private Data just for the purposes identified in this Policy and such information can’t be reused for the next function that is incompatible aided by the purpose that is original.